Renters Insurance

Renters insurance can help safeguard your possessions and may protect you from personal liability. Renters insurance may aid you in taking steps to help protect what you own, in the home that you don’t.

While your landlord likely may have insurance coverage for the building itself, you may need a renters insurance policy to protect your personal possessions. Your renters insurance policy can also help protect you from liability if, for example, a visitor accidentally trips over your rug and breaks a leg.

Renters Personal Property Coverage

Renters insurance can provide protection for your furniture and personal possessions at home or away from home against losses such as fire, lightning, windstorms, hail, explosions, smoke and vandalism. A renters policy can also protect your property against many types of theft loss in your apartment or anywhere in the world.

Additional Living Expenses

If you are forced out of your apartment by a covered loss, loss of use coverage can provide up to a percentage of the personal property coverage (also referred to as Coverage C) for necessary additional living expenses (such as hotel, meals, laundry, etc.) while your damaged apartment is being repaired. This is subject to coverage terms and limits. Higher amounts of coverage are available.

Get A Renters Insurance Quote

Protect your personal possessions in the case that there are unforeseen circumstances.

Renters Personal Liability Protection

In the event that a claim is made against you or you are sued, your renters personal liability coverage can help to cover the associated legal costs and related damages. Most renters policies provide $100,000 (minimum) of financial protection for covered accidental bodily injury or property damage to others. Higher amounts of coverage are available.

Medical Payments Coverage

Liability coverage generally can pay up to $1,000 per person regardless of your legal responsibility when a covered accident on your property involves bodily injury to others. It also can provide coverage in other situations as well. Higher amounts of coverage are available.


Renters may spend considerable time and money on alterations or improving their rental unit. Under a renters policy, you may apply up to 10% of your personal property coverage to repair or replace improvements made by you or acquired at your expense if damaged by a covered loss. Higher amounts of coverage are available.

Additional Coverage

Contents Replacement Cost

Personal property replacement cost loss settlement provides for settlement of covered personal property losses based on replacement cost at the time of loss, with no deduction for depreciation. The coverage is subject to applicable policy limits and deductibles and special limits apply to certain items such as jewelry, watches and furs.

Valuable Items Plus

Valuable items plus coverage provides protection for special property such as jewelry, fine art, musical instruments and home computers for an extended variety of losses and can provide higher limits of coverage. For your convenience, no appraisal or listing of insured items is required.


Protect your family and save some money!


We help people find the best insurance plan for Health, Life, Home and Auto Insurance. We only contract with America's Top Rated carriers.




(866)-606-7772 - Toll Free
(331) 444-2831 - Local
Chicago IL, 60601
Agente De Seguros
Aurora IL, 60505


We help people find the best insurance plan for Health, Life, Home and Auto Insurance. We only contract with America's Top Rated carriers.



(866)-606-7772 - Toll Free
(331) 444-2831 - Local
Chicago, IL, 60601

Eligibility, coverages, and discounts may vary. The content herein is for descriptive purposes only. The exact protection provided is subject to the terms, conditions, and exceptions of the policy contract issued.

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