Dental Insurance Plans

Dental Insurance doesn’t have to be costly. Dental plans can start at around $8.95/month*

27% of adults aged 20 to 64 have untreated tooth decay!!

Before Choosing a Dental Insurance Plan

It’s a good idea to check on the number of dentists near you who are in-network before you buy a dental plan. If you already have a dentist, be sure to confirm if he or she is in-network. By choosing an in-network provider, you are making dental care more affordable for yourself.

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What do Most Insurance Plans Cover

Most Dental Insurance plans include coverage for preventive care like routine exams, cleanings, and X-rays. Some plans require a copay for preventive services while others cover those services 100% with no copay. It depends on the plan you choose, but preventive services are usually covered. Many dental plans also include coverage for basic services like fillings and extractions, and major services like root canals, crowns and more.

How Dental Insurance Works

You pay a monthly amount—this is your premium. You pay for a certain amount out-of-pocket for services covered by your plan before your insurance starts paying—this is your deductible. After you meet your deductible, you are responsible for a percentage of covered expenses—this is your coinsurance. Most dental plans feature either a 20% or 30% coinsurance. Under some dental plans, you might pay a fixed cost for certain services, like X-rays—this is called a copay.

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