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Equitable life and casulty

Meet Foresters Financial:

Foresters Financial is an international financial services provider with a unique history that began in 1874 when we set out to provide access to life insurance for average working families. More than 140 years later, they provide life insurance, savings, retirement and investment solutions that help families achieve long-term financial health and security.

Throughout there history, they have been at the forefront of several milestones in the North American life insurance landscape, often pioneering trends that would later become commonplace. One of our first leaders, Dr. Oronhyatekha, was one of Canada’s first Native doctors to include western medicine in his practice. A man ahead of his time, Dr. Oronhyatekha championed the rights of women, children and minorities. He also insisted on admitting women as full members of the organization and providing benefits to the orphans of Foresters members.

Products Offering

Life Insurance - Your Legacy

Foresters Your Legacy is single premium, participating whole life insurance that provides permanent protection for your lifetime – up to age 121. Your Legacy can be ideal for both individual and estate planning needs.

Built-in ABR at no additional premium
Chronic Illness – up to 24% for any 12-month period, up to 95%
Critical Illness – up to 95% to a maximum of $500,000
Terminal Illness – up to 95% to a maximum of $500,000

Also included at no additional premium:
Family Health Benefit Rider – to help pay some family health expenses that may result from certain natural disasters, such as hurricanes, tornadoes and earthquakes.

Your Legacy - Riders

COMMON CARRIER ACCIDENTAL DEATH RIDER
This rider, automatically included on all eligible certificates at no additional premium, provides a death benefit of up to two times the face amount to a maximum of $300,000, if the insured dies within 180 days of an accidental bodily injury that occurred while riding on a common carrier as a farepaying passenger.
Benefit Amount:
Up to two times the face amount (rider benefit is subject to a maximum of $300,000 across all Foresters accidental death coverage)

FAMILY HEALTH BENEFIT RIDER
This rider, automatically included on all eligible certificates at no additional premium, provides benefits for qualified health situations for the insured and their immediate family of up to $650 per person per incident with a lifetime family maximum of $5,000, who have had to be transferred to a hospital in the Continental United States, Alaska or Hawaii by ambulance, visit the emergency room or stay in hospital as a result of the following:
 Earthquake
 Hurricane
 Tornado
 Tsunami
 Typhoon
 Struck by
lightning
 Volcanic eruption

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